Michelle McCarthy is Managing Director, Director of Risk Management at Nuveen Investments.  Prior to this she served as Chief Risk Officer at Russell Investments, and Chief Market and Operational Risk Officer at Washington Mutual Bank.  Prior to this she worked in a variety of market risk management roles at Deutsche Bank Securities after it acquired Bankers Trust Company, which she joined in 1986.  Michelle graduated from the University of Washington with a Bachelor’s degree in Political Science in 1983, and earned a Master’s degree in Government from Harvard University in 1986.  She serves as a trustee of GARP (Global Association of Risk Professionals).