Julia Smithers Excell Julia Smithers Excell is Managing Director and UK Head of Financial Markets Legal at ING Bank N.V. London branch. Previously a partner in White & Case’s London office specialising in financial services regulation, she has extensive transactional and regulatory experience in-house in US and Swiss investment banks, at a UK regulator, and in private practice advising stakeholders in a number of key banking and markets regulatory areas, including Brexit-related issues, EMIR, derivatives clearing, CCP rulebook, governance and financial market infrastructure matters, recovery and resolution, MiFID II/MiFIR, benchmarks, regulatory capital, sustainable finance and emissions markets.