Ricardo is a principal in Deloitte & Touche LLP’s Enterprise Risk Services practice. He has more than 15 years of experience serving the financial services industry in the areas of credit and market risk management, derivatives regulation and processing and fixed income analytics. Ricardo helps clients understand and adopt leading industry practices and transform their organizations in the form of new operating models, flexible technology architectures and operations.

Prior to joining Deloitte & Touche LLP, Ricardo was director of trade and risk management for a leading technology, data and information provider, where he was responsible for revenue generation and client retention, including sales, implementation and support in the Americas.

Ricardo holds a Master of Sciences degree in Statistics and Operations Research, specializing in Financial Engineering from New York University, and a B.A. in Finance and Business from Mexico’s Instituto Tecnológico y de Estudios Superiores de Monterrey. Ricardo also holds the FRM and PRM professional risk management certifications, awarded by GARP and PRMIA.