With a focus on lending and credit risk, Ms. Pratt is expanding Aite Group’s Retail Banking and Wholesale Banking coverage.
Industry veteran Christine Pratt joins Aite Group this month, heading the firm’s research on lending and credit risk. She brings to the firm a strong research and consulting background as well as hands-on experience developed over more than a decade working as a banker within financial institutions. Her coverage will span Aite Group’s Retail Banking and Wholesale Banking client segments.
Before joining Aite Group, Pratt served as president and CEO of Pratt Associates, a firm dedicated to providing marketing and competitive intelligence, including research advisory and consulting services, to the financial services and healthcare industries. Prior to that, she was a research director within Financial Insights’ Consumer Banking and Credit practice, and senior research analyst with TowerGroup’s Consumer Credit practice.
Pratt also brings strong domain expertise to Aite Group, having held a COO position for both the consumer lending and mortgage subsidiaries of a large regional lender. In addition, she managed multiple core banking systems conversions for RBS Citizens Bank, a top 10 U.S. bank, and was a senior vice president at BayBanks, where she oversaw all credit operations (including credit cards, mortgages, and auto finance) and managed a staff of more than 500. At Shawmut Bank, Pratt drove the centralization of corporate customer call centers and managed all corporate services operations.
“Aite Group is excited to offer its clients strong insight and research capabilities into the lending and credit businesses, an area in which the firm previously lacked a dedicated analyst,” says Christine Barry, research director with Aite Group. “Christine Pratt’s vast experience as a research analyst, coupled with her direct banking experience in lending and systems implementation, will prove invaluable to clients — whether they are trying to navigate a complex and changing industry landscape or update technologies to prepare for the future.”